مدرهم
محاسبة سحابية للسوق السعودي
Cloud Accounting for the Saudi Market
من الفوترة ونقاط البيع إلى التوصيل والتجارة الإلكترونية — منصة الأعمال السعودية المتكاملة
A Complete Business Operating System
Smart POS
Offline-capable POS with barcode scanning, receipt printing, and automatic ZATCA invoicing
Invoices
Sales & purchase invoices, credit notes & partial returns with automatic VAT calculation — built for ZATCA Phase 2
Inventory & Auto-Reorder
Real-time stock tracking, barcode scanning, auto-reorder with draft PO generation to preferred suppliers
Rentals
Rent equipment, vehicles, chalets and rest-houses — overlap-proof booking, deposit tracking, and a ZATCA invoice on every close
Chart of Accounts
Organized multi-level account structure with categories and cost centers
Journal Entries
Accurate bookkeeping that always balances perfectly with full audit trail
Financial Reports
Trial Balance, Income Statement, Balance Sheet, and General Ledger
VAT Reports
VAT calculation and reporting aligned with ZATCA Phase 2 requirements for Saudi businesses
Bank Reconciliation
Import bank statements, match transactions, and reconcile accounts
Contacts & CRM
Manage customers and suppliers with receivable/payable tracking
Payments
Multi-method payments with automatic invoice allocation and payment links
Loyalty Programs
Points, stamps, and cashback programs to reward your best customers
Digital Menu & QR
Public QR menu with online ordering, instant stock deduction, real-time tracking
WhatsApp Integration
Send invoices, payment links, and delivery notifications via WhatsApp
Branded Online Storefront
Public storefront at modarhem.com/s/your-brand — catalog, cart, delivery/pickup, order tracking, themed with your colors.
Storefront Analytics
Live analytics for the online store — orders, revenue, AOV, unique customers, top products, top delivery zones, recent orders with pending-confirmations watchlist.
Public Stores Marketplace
Browse and discover Saudi merchants at modarhem.com/stores — category + city filters, featured promotions, top-of-category boosts. Merchants opt in from Settings; visibility is paid per 30-day period.
Salla & Zid Sync
Sync products, inventory, and orders with your Salla or Zid store
Kitchen Display
KDS with order bump workflow, elapsed timers, audio alerts, customer display
Delivery & GPS
Delivery notes with driver assignment, live GPS tracking, WhatsApp dispatch
HR & Payroll
Full payroll with payslips & GL posting, end-of-service benefits, salary advances, GOSI form pre-fill, Al Rajhi WPS bank-file export, leave, attendance, and employee ID cards with QR verification
Allergens & Nutrition
Saudi MoC compliant — 14 allergens, nutrition facts per 100g, on digital menu
Customer Self-Enrollment
Print a QR sticker per branch — customers scan, register, and get a loyalty card instantly. PDPL-compliant with WhatsApp OTP.
Global Search
Find any contact, product, invoice, quote, PO, payment, journal entry, or employee from one search bar — permission-aware across 8 modules.
Data Portability (PDPL)
Download any of 15 entities as CSV or your entire dataset as a ZIP bundle with manifest — your data is yours, fully portable, audit-logged.
BYO Cloud Backup
Connect your own Google Drive or Dropbox and push a full ZIP backup with one click — your data stays in your cloud, never ours. OAuth per-merchant, revocable anytime.
Security & Encryption
AES-256-GCM for sensitive PII (IBAN, national ID) + row-level security per tenant + TLS 1.3 in transit + 84-month audit log. PDPL + ZATCA aligned. Full transparency report at modarhem.com/security.
Shipping & Dispatch
One-click shipping label with QR tracking code — customer, owner, and carrier notified together via email, webhook, and WhatsApp. Shipping policy prints on every label.
Online Store Checkout Payments
Cash on delivery, bank transfer, or card via Moyasar — the shopper chooses at checkout and the invoice flips to paid the instant the webhook fires. Bank IBAN is auto-filled from your default account.
Custom Order Form Fields
Add your own checkout questions — event date, gift message, occasion, size — in 8 input kinds (text, number, date, select, …). Values are captured on every order and render on the invoice PDF.
Storefront Page Builder
14 widgets to compose your store page above the catalog — banner, hero, featured products, category list, rich text, call-to-action, countdown timer, FAQ accordion, testimonials, video (YouTube/Vimeo), image gallery with lightbox, newsletter sign-up, brand-logos strip, and spacers. Bilingual, theme-aware, drag-to-reorder.
Storefront Chrome — Announcement / WhatsApp / Free-Shipping
Sticky announcement bar across the top, a floating WhatsApp button with pre-filled message, and a cart-aware free-shipping progress bar. Per-session dismiss, bilingual copy, RTL/LTR-aware positioning, each piece independently optional.
Newsletter — Capture & Manage Subscribers
Public email-capture form on the storefront protected by honeypot, IP rate-limit, and disposable-domain filter. Per-subscriber unsubscribe link bound by HMAC token. Settings → Storefront → Subscribers gives the merchant a filterable list (active / unsubscribed / all) and one-click CSV export for marketing tools.
Apple Pay — One-Tap Checkout
Verified Apple Pay merchant on modarhem.com via Moyasar. Shoppers using Safari on iPhone, iPad, or Mac complete checkout with Face ID or Touch ID — no card form, no friction, the invoice flips to paid the instant the webhook fires.
Storefront Templates Marketplace
Ten ready-made vertical presets — restaurant, café, bakery, salon, florist, clothing, grocery, party, retail, services. Each bundles a palette, font, layout, and a starter page-builder recipe. One click and you are live.
Customer Accounts
Shoppers sign in with a WhatsApp one-time code, save up to 10 delivery addresses, and see their full order history. Per-merchant identity — no global account — with AES-signed session cookies, throttled OTP sends, and same-tenant RLS on addresses and orders.
Vertical Preset Packs
11 one-click sector profiles — restaurant, retail, wholesale, services, clinic, salon, workshop, construction, manufacturing, e-commerce, general. Hides modules irrelevant to your business so your sidebar stays focused. Switch any time from Settings → Modules.
Welcome Wizard
First-run sector picker that auto-tunes Modarhem to your business shape so new owners see only what matters from day one. Skippable, non-destructive, change anytime.
Apps & Modules Marketplace
Browse every Modarhem module from one screen at /apps with filters (Enabled / Hidden / Upgrade) and live search. Discover what to enable next without leaving Settings.
Approval Flows
Threshold-based approval queue for sensitive operations like payment confirmation. Per-org rules (min/max amount, required permission, auto-approve under min), unified /approvals inbox, email notifications to qualifying approvers, full audit trail, self-approval block.
NamiPay & Nearpay Terminals
In-person mada / Visa / Mastercard via Nearpay-certified PINpad or NamiPay desktop middleware on localhost — one-tap charge from POS, automatic settlement reconciliation, no separate merchant agreement required.
WhatsApp Support Bubble
Floating support button on every dashboard page connects directly to Modarhem WhatsApp Business with a pre-filled greeting. RTL/LTR-aware, dismissible, persists your choice across sessions.
Activity Timeline
Per-contact activity stream showing every invoice, payment, quote, and message in one chronological view — Twenty CRM inspired, clean-room implementation, fully bilingual.
Fleet Management
Vehicles, drivers, bookings and inspections with photo evidence — ZATCA-ready booking invoices post straight to your GL, with Saudi license-class and Iqama/license expiry guards
Training & Certificates (LMS)
Build courses, enroll employees, track progress and issue tamper-evident certificates — each with a public QR verification page and automatic expiry sweeps
HR Suite — Saudi-First
Payroll & WPS exports, GOSI summary, end-of-service per Royal Decree M/51, leave self-service, dependents & authorized persons, Article-80 disciplinary ladders and anti-retaliation grievances
Employee Documents & Expiry
Central register of every official employee document — passport, work/entry/exit visas, work permit, Qiwa contract, GOSI, medical insurance, municipal health card and professional licenses — with a proactive expiry dashboard that surfaces expired, critical (≤7 days) and warning (≤30 days) alerts, including the Iqama/work-permit expiry pulled straight from the employee record
Earned Wage Access (EWA)
Shariah-compliant earned-wage access — employees draw a capped share of their accrued-but-unpaid wages mid-period at a flat service fee (zero interest), gated by a configurable manager-approval workflow and repaid automatically from the next payroll, with a tamper-evident per-drawdown audit trail
Visa Requests
Track expat-worker visa requests — exit/re-entry, final exit, work and visit visas — through a request → review → manager-approval → issuance workflow, with issued visas feeding straight into the employee document-expiry alerts
Sponsorship Transfers
Manage naql-kafala transfers of expat workers to or from your establishment — incoming and outgoing — through a request → review → manager-approval → completion workflow, with the counterparty establishment, effective date and a full approval-gated audit trail
Air-Ticket Entitlements
Track every expat employee’s annual/biennial home-leave air-ticket entitlement and accrue the monetary provision over the cycle (EOSB-style, computed continuously), then settle each cycle as a booked ticket or cash-in-lieu — with a due-soon dashboard, beneficiaries and cabin class, and a tamper-evident hash-chained audit trail
Expat Allowances
Manage accommodation, transport and furniture allowances for expat staff through an approval-gated workflow — the amount is frozen the moment it is submitted (approvers decide against exactly what they see, immutable thereafter), then activated and ended across its lifecycle with a full audit trail
Expat Fee Calculator
Forecast the KSA government expat fees your organization owes — the monthly work-permit levy (مقابل, balanced/unbalanced by your Saudization ratio) and the per-dependent fee (رسوم المرافقين, with the 90-day arrival grace) — from an admin-editable rule-set (never hardcoded, changes by Cabinet decision), with a per-employee breakdown and a tamper-evident audit trail of every rate change
Nitaqat (Saudization)
Track your Qiwa Nitaqat band — your live Saudization percentage against the official HRSD grid for your activity and establishment size — with a monthly trend, a "within 5% of a band drop" early warning, and an honest read (never a fabricated band) when the activity grid or nationality data is incomplete; the reference thresholds are data-driven so a ministry decree is a seed update, not a code change
Performance Management
Run structured performance-review cycles — set the review period, launch to open ratings, and close to lock results — as the foundation for a 9-box talent grid and 360° review, complementing the manager-review appraisals already built in
Installment Plans
Split any invoice into scheduled installments with late-fee handling, payment tracking and automatic invoice status updates
Payment Links
Send a secure pay-by-link for any invoice — customers pay by card on a hosted page through YOUR payment gateway (BYOK), reconciled automatically and idempotently
Receipt Vouchers (سند قبض)
Print-ready Saudi-convention receipt vouchers with the amount written in formal Arabic words, allocation tables and signature blocks
AI Insights
Ask questions about your business in Arabic or English and get grounded answers from your own sales, inventory and cash-flow data
Queue Management
Ticketed queues with live status boards for service businesses — from car services to clinics
Reservations
Tables, service bays and visit types on one calendar — overlap-safe booking with per-resource schedules
Digital Stamps & E-Signature
Company stamps and hash-chained user signatures applied to invoices and documents, each verifiable through a public QR page
Card Network
Issue digital gift and loyalty e-cards that work across the network — with anti-gaming protection, campaigns and competitive leaderboards
Deferred Revenue
Recognize subscription and prepaid-service revenue over the service period with straight-line schedules and automatic journal entries — VAT stays at issuance per Article 23
Quotes
Create and send professional quotes and convert them to invoices in one click
Purchase Orders
Full purchase workflow from PO to received stock to supplier invoice
Recurring Invoices
Subscription billing on autopilot — templates generate and send invoices on your schedule
Multi-Branch & Stock Transfers
Run every branch from one dashboard with inter-branch stock transfer workflows and per-branch reporting
Budgets & Cash Flow
Budget vs actual tracking per account and cost center with cash-flow projections
Manufacturing & Recipes
Bills of materials, production orders and cost-of-goods-manufactured posting — plus recipe costing for food businesses
Project Accounting
Track contracts, tasks, time and profitability per project with project-scoped invoicing
Zakat Calculator
Business zakat computed from your live general ledger plus a personal zakat calculator — built for Saudi fiscal reality
REST API & Webhooks
Automate anything with the full REST API, outgoing webhooks and rate-limited public endpoints
Approval Flows & Automations
Threshold-based approval chains for payments and HR actions plus a rule engine for notifications and automated busywork
Charity & Non-Profit
Fund & functional-class accounting for non-profits — SOCPA Statement of Activities, Fund Balance, donor receipts, restricted-fund tracking and Zakat-ready reporting
Arabic-First
Built from the ground up for RTL with full Arabic UI
ZATCA Phase 2
Fully compliant e-invoicing for Saudi tax authority
Mobile Ready
Works on any device — phone, tablet, or desktop
Cloud Platform
99.9% uptime with bank-grade encryption
All-in-One
48+ modules — no need for multiple subscriptions
Bank-Grade Security
Encrypted data, isolated tenants, daily backups
Restaurants & Cafes
Digital QR menu, table management, kitchen display, queue management, loyalty programs
اعرف أكثرRetail & POS
Offline POS, barcode scanning, multi-branch inventory, Salla/Zid sync, payment links
اعرف أكثرProfessional Services
GPS delivery tracking, digital stamps, WhatsApp notifications, installments, CRM
اعرف أكثرAccounting & Finance
ZATCA Phase 2, financial reports, bank reconciliation, audit trail, bulk import/export
اعرف أكثرSimple, Transparent Pricing
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